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No matter how my financial status might change, I think this is worth remembering...
"It is better to give than to lend, and it costs about the same." -Philip Gibbs
If I had a million dollars I would give it to my wife.
Pay everything I owe, spend about $100,000 foolishly (perhaps that trip to Bhutan I've always wanted, or D'Aquisto or D'Angelico guitar), and put the other 800K in an interest-bearing account so I could live on the income, and enjoy my retirement. And I'd arrange to donate most of what's left when I'm no longer around to my family and some of my favorite charities. With the extra income from the investments, I'd hire people to help with home improvements, travel to more SF conventions, ukulele festivals and folk festivals, put out a boxed set of CDs of myself, and have all kinds of fun.
Sort of like what I'm doing now, but on a larger scale.
Ask whoever gave it to me for 10 million. I'm worth it.
I'd buy myself the house I want and help my parents and sister and niece and nephew out. I'd definintley get my paws on some new clothes and a lot of Doctor Who/Sherlock stuff.
make sure i am finally stable.
So many things-
Visit all the places I have always wanted- Iceland, Mongolia, Canada....in that order are my top 3.
Buy a brand new car. I've never had a car less than 10yrs old.
Either fix up my house or knock it down and start over.
Buy vacation homes.
Of course a million dollars doesn't buy nearly as much as it used to so I would only get a few of these but I can always add the others to a bucket list. :)
I would invest it wisely, live comfortably but sensibly off the earnings for the rest of my life, and never do a day's work that I did not consider to be worthwhile and rewarding.
But a million dollars isn't actually very much if you intend to live off it, so I couldn't go on a mad spending spree. I'd probably go visit a couple of interesting places, but otherwise not a lot would change apart from the financial security. I'd probably keep my part time job, at least while I'm at college, because the people are nice and it's actually quite fun. I'd have more options about jobs in future though.
There is so much I could do with it... I guess I wouldn't decide until it actually happened because what are the chances?
But, I guess I would want to help my parents out with bills.
I would want to have a more sustainable life, and for the most part, it takes a lot of planning to figure out how to do it.
Even building a sustainable home would cost money.
that would be awesome!
I mostly would want to use my money as power, like politicians.