I can take a rest
For a while I'm free
For once I'm not depressed

After being stressed
This mood over me
I can take a rest

Too thinly dressed
Wind smells of sea
For once I'm not depressed

Lightness in my chest
Train comes for me
I can take a rest

Passion in my breast
Love and serenity
For once I'm not depressed

Standing in the lee
Engine makes the crest
I can take a rest
For once I'm not depressed

It seems to have been Foul Mood Day for lots of people on LJ, not just me.  <3 everyone - thank goodness everything passes.

In between things I've been looking at bank websites here and there. IBM Southeast Federal Credit Union gets bonus points for putting a real live interactive role-play demo of online bill pay on their site, as opposed to the banks I looked at, which showed slides or movies.

The rest of this stuff is leftovers from earlier in the week:

tryss

So, I'm out sick today due to digestive instability disaster. In between the, um, ramifications, I am also looking at banks so that I can end the ass-raping relationship that I have with my current one.

Criteria:

- Online bill pay with e-bill
- No-fee checking (either with direct deposit or automatic transfer or whatever)
- Online statements
- Overdraft protection
- WYSIWYG statement/transaction history (in other words, no hocus-pocus)

Earning interest would be nice, too, but I don't generally expect that in a checking account. In fact, institutions get extra credit for:

- Interest
- Payees already on file (so I don't have to fill in addresses etc. for the phone company or major creditors)
- Built-in overdraft protection (that I don't have to sign up for)
- Easy to find routing numbers

That's all I can think of under the circumstances. With that, a poll.

Poll #1229024 Banking
Open to: All, detailed results viewable to: None

Which bank is your favorite?

What do you like most about them?

What do you like least about them?

What bank is your least favorite?

What do you like least about them?

What redeeming charactistics, if any, are there about them?

What is the most ridiculous thing you can think of to tell me right now?

... has obtained $140 of my hard-earned money through some really shady looking tactics. When I ask them to explain just how it is that Tuesday night, with pending transactions, I have a balance of $190 and then Wednesday morning with no new transactions I am then overdrafted, they have lots of hand-waving and mixed-around dates about the order that transactions occurred in that do not in any way match the display in online banking. They have a definition of "done" and "posted" that not only don't apply to the transactions I'm looking at, but apply differently to credits than they do debits. If they're going to hold me accountable to a series of events, I need to be able to see them. It's not ethical, and not very likely legal, to show me one thing and then penalize me for something different.

They won't refund the overdraft fees.

If there's another class-action suit, I am definitely in.

• 10:58 I have a lot of unresolved anger. #
• 11:10 Tweetbar is not compatible with Firefox 3. Trying Twitkit now - looks the same. #
• 12:44 I forgot to bring lunch but @crunkdl hooked a sister up. Squash and ground beef FTW! #
• 15:43 @emdot for the next reset day: cakewrecks.blogspot.com/ #
• 17:06 OMG Neil Patrick Harris in Old Spice commercial! Must youtube for audio later. #

• 00:23 @leabella55 time to be an aunt. I miss your little Miss, and I don't like that I don't know my other nieces and nephews. #
• 12:11 Oh. My tweets are showing up, just not on my home page or my client. It's suspicious though that all my chattiest tweeps are so quiet. #

Twitter is really broken, isn't it? I tweeted tweets I suspect I will never see. I'm not really mourning, tho.

Most of my homework accomplished on time. The little bit left late is a bit I don't get graded on, so I am going to bed.

Sean Tevis' campaign made its goal, thanks to you, Internets. You done good. Keep doing, actually. I am a bit disappointed that my receipt doesn't have my donor number on it, but I know I am #653. I am one of the Three Thousand. Oo!

I don't know why, but this entry rendered me broken with laughter.

Oh look. A montage of animation from the guy who brought you "Baman Piderman". You missed"Baman Piderman"? You obviously weren't hanging out in my department all day yesterday.

Ok, working on the paper now. I r srs stoodnt. This is srs face.